These articles provide information that will be useful to foreigners who are considering applying for a housing loan and an investment loan in Japan.

Maximum Borrowing Amount for a Housing Loan in Japan

When you consider using a housing loan to purchase real estate in Japan, it is important for you to first understand how much you can borrow from a bank. If you know the approximate amount you can borrow, you may get to know the amount that you need as your own funds, the budget of the real estate…

Read more

Low Interest rates of Housing Loans in Japan – Points for choosing a Housing Loan

Because loan interest rates in Japan have remained low in recent years, most of the people who buy their own homes use a housing loan to do so. In this article, we would like to explain interest rates of housing loans, types of interest rate and their characteristics, and repayment methods as the…

Read more

Housing Loan FAQ for foreigner’s real estate purchase

We receive many inquiries about getting a housing loan from a Japanese bank at a lower interest rate from foreign customers who are considering purchasing real estate in Japan. We contacted a bank loan representative–who has experience providing foreigners with housing loans–about some of the most…

Read more

Property Investment For Foreigners: Financing Options & Guest-Houses

Q: As a non-resident of Japan, can I buy any property in Japan without restrictions? I am thinking of buying a 200-year-old residential landed property in the outskirts of Tokyo for my own stay purposes, and maybe as a guesthouse as well. Am I entitled to get a loan from a Japanese financial insti…

Read more

Affiliated mortgage loan for Hong Kong resident customers

We are pleased to introduce a mortgage loan for Hong Kong resident investors which is now available by the tie-up between PLAZA HOMES and Shinsei Investment & Finance Limited. This is a mortgage loan is specially designed for Hong Kong resident private investors purchasing the real estate prope…

Read more